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Whether you’re running miles or growing wealth, the formula is the same: steady, deliberate effort pays off in ways that can’t always be predicted in the short term—but make all the difference in the long run.

East Tennessee is home to a vibrant community of local charities that play a vital role in supporting those in need. Whether through volunteering, making cash donations, or utilizing tax-efficient giving strategies, there are many ways to contribute and help strengthen these organizations.

Investing and speculating are often used interchangeably, but they represent fundamentally different approaches. Investing focuses on owning solid, durable businesses and benefiting from their long-term growth, while speculating revolves around predicting market movements or stock prices in the short term.

This New Year, consider making mindful time management your resolution. It's not just about getting more done—it's about being present in each moment. Prioritize what truly matters, set intentional goals, and create space for rest and reflection. By managing your time with mindfulness, you'll feel more balanced, focused, and ready to embrace the year ahead.

In The Wisdom of the Bullfrog, Admiral William H. McRaven shares leadership lessons from his military career, using the bullfrog as a symbol of resilience and wise decision-making. He emphasizes the importance of humility, integrity, and purpose in leadership, offering practical insights for overcoming challenges.